FHA Loans

FHA loans have been helping people become homeowners since 1934. The Federal Housing Administration (FHA), which is part of HUD (Housing and Urban Development), insures the loan. FHA loans are popular options for first-time homebuyers.

FHA mortgage (Purchase):

  • Low 3.5% down payment program

  • All funds may come from an acceptable gift.

  • Easier Qualifying

  • Owner Occupied Properties Only​

FHA Streamline

FHA Streamline program allows you to refinance your FHA loan with no appraisal or AVM. Time is of the essence—refinance your existing FHA loan now

  • 640+ FICO

  • Debt ratios accepted per AUS findings

  • Up to 60 days interest allowed

Important Notice: Interest Rates and Maximum Loan-to-Value may be based on Credit Score, Property Type, Occupancy, Purpose, Investor, Insurer, Loan to Value and other factors. Additional investor, insurer and JSS Funding, Corp. criteria/conditions apply to all products. Information provided is for illustrative general use only and does not contain all qualification and automated underwriting approval requirements. JSS Funding, Corp. reserves the right to change this information at any time. Meeting any of the criteria does not constitute a commitment to lend.